For Borrowers
Borrowing Criteria
Does Steward work with beginning farmers and ranchers?
How does Steward assess animal welfare in farming projects?
Why partner with Steward versus raising capital independently?
What does the Steward loan process involve?
How does Steward define sustainable and regenerative agriculture?
What kind of agriculture businesses does Steward work with?
Am I eligible for a Steward loan?
Can I use a Steward loan to purchase land?
Using The Steward Platform
Using Steward: Application Process
About Project Pages
What identity verification documents do I need?
Verify your business with Steward's payment facilitator
What should I include in my Farm Page?
Using Steward: Live Project
How does Lender Checkout work?
What happens when a project successfully meets its loan amount?
How do I find anchor lenders to participate in my loan?
What is the point of the private campaign period?
Using Steward: Growth & Repayments
How do I link a bank account on my Steward profile?
Borrower Resources
Receiving a commercial loan from Steward - FAQs
FAQ Participated Loans - Borrowers
For Lenders
Lender FAQ
How is tax handled for my loan participation?
Payment Profile Creation - Errors and Solutions
Why did my transaction fail?
How does Lender Checkout work?
How much can I lend to a project?
What is Dwolla?
What lender opportunities are available with Steward?
What is Steward's loan servicing spread?
What transaction methods are available when participating in a loan?
Can anyone from the general public purchase loan participations from Steward?
Is lending with Steward an investment or a donation?
What are the fees for lenders?
Why is personal information required in order to handle payment on Steward?
Why is my transaction still pending?
Adding A Second Funding Source
Your Steward Wallet
Steward Regenerative Capital
Understanding your Steward Regenerative Capital loan
Automatically roll over loans to Steward Regenerative Capital
What is Steward Regenerative Capital?
How to request an early withdrawal of your Regenerative Capital loan
FAQ Participated Loans - Lenders
About Steward
- All Categories
- For Lenders
- Lender FAQ
- Can anyone from the general public purchase loan participations from Steward?
Can anyone from the general public purchase loan participations from Steward?
Updated by Steward Team
No, not just anyone! Our lending opportunities are only right for certain people. These purchasers may be institutional buyers (such as a bank) or private buyers (such as a private equity fund). Individuals who self-identify as sophisticated lenders can also purchase a participation in the loan.
Sophisticated (or qualified) lender is a term for individuals who are familiar with financial transactions, are able to understand the risks of entering into a transaction such as this, who have the financial capacity to lend, and are able to bear the potential loss of their loan principal. No loan repayment or anticipated proceeds are ever 100% guaranteed; all lending involves assumed risk. But Steward goes to great lengths to ensure that risk is minimized as much as possible to protect participating lenders. Individual loan participants certify to us upon checkout that they meet these criteria. Above all, the primary motivation for becoming a participating lender is the desire to support the advancement of regenerative agriculture.