For Borrowers
Borrowing Criteria
Does Steward work with beginning farmers and ranchers?
How does Steward assess animal welfare in farming projects?
Why partner with Steward versus raising capital independently?
What does the Steward loan process involve?
How does Steward define sustainable and regenerative agriculture?
What kind of agriculture businesses does Steward work with?
Am I eligible for a Steward loan?
Can I use a Steward loan to purchase land?
Using The Steward Platform
Using Steward: Application Process
About Project Pages
What identity verification documents do I need?
Verify your business with Steward's payment facilitator
What should I include in my Farm Page?
Using Steward: Live Project
How does Lender Checkout work?
What happens when a project successfully meets its loan amount?
How do I find anchor lenders to participate in my loan?
What is the point of the private campaign period?
Using Steward: Growth & Repayments
How do I link a bank account on my Steward profile?
Borrower Resources
Receiving a commercial loan from Steward - FAQs
FAQ Participated Loans - Borrowers
For Lenders
Lender FAQ
How is tax handled for my loan participation?
Payment Profile Creation - Errors and Solutions
Why did my transaction fail?
How does Lender Checkout work?
How much can I lend to a project?
What is Dwolla?
What lender opportunities are available with Steward?
What is Steward's loan servicing spread?
What transaction methods are available when participating in a loan?
Can anyone from the general public purchase loan participations from Steward?
Is lending with Steward an investment or a donation?
What are the fees for lenders?
Why is personal information required in order to handle payment on Steward?
Why is my transaction still pending?
Adding A Second Funding Source
Your Steward Wallet
Steward Regenerative Capital
Understanding your Steward Regenerative Capital loan
Automatically roll over loans to Steward Regenerative Capital
What is Steward Regenerative Capital?
How to request an early withdrawal of your Regenerative Capital loan
FAQ Participated Loans - Lenders
About Steward
- All Categories
- For Borrowers
- Using The Steward Platform
- Using Steward: Live Project
- What is the point of the private campaign period?
What is the point of the private campaign period?
Updated by Steward Team
Steward often uses the term Community Stewardship to refer to the idea that Steward borrowers must meet 20% of their loan value by reaching out to participating lenders in their own networks during the early stages of their Steward loan campaign.
Why is the Steward process structured this way?
Steward loans are set up as a participated loan. This means that qualified individuals can buy a "piece" of the loan that Steward is making. These supporters are referred to as "participating lenders," and they are buying a "loan participation" in your project.
In order to receive your Steward loan, all "pieces" of your loan must be bought by participating lenders. This means that a big part of the process is inviting your customers and community members to lend to your project and share in your success!
For your project to be publicly presented on Steward's website and made available to our lender network, you’ll first need to reach 20% of your loan amount during your private phase. During this time, your network will have first-look access to be able to participate in your campaign before anyone else. And of course, if you can garner more than 20% from your local community, that's even better!
We do this because we believe that if your community will lend to you, so will Steward’s network of lenders!
You can read THIS article to get tips and tricks for how to meet the 20% benchmark and make your Steward loan campaign a success!