Farmer Community & Qualifications
Does Steward work with beginning farmers and ranchers?
How does Steward assess animal welfare in farming projects?
Why partner with Steward versus raising capital independently?
What does the Steward loan process involve?
How does Steward define sustainable and regenerative agriculture?
What kind of agriculture businesses does Steward work with?
Am I eligible for a Steward loan?
Can I use a Steward loan to purchase land?
Using The Steward Platform
Using Steward: Application Process
About Project Pages
What identity verification documents do I need?
Verify your business with Steward's payment facilitator
What should I include in my Farm Page?
Using Steward: Live Project
How does Lender Checkout Work?
What happens when a project successfully meets its loan amount?
How do I find anchor lenders to participate in my loan?
What is the point of the private raise period?
Using Steward: Growth & Repayments
Farmer Educational Resources
Education: Farm Finance
Education: Become a Marketing Master
Receiving a commercial loan from Steward - FAQs
FAQ Participated Loans - Borrowers
How is tax handled for my loan participation?
Payment Profile Creation - Errors and Solutions
Why did my transaction fail?
How does Lender Checkout work?
How much can I lend to a project?
What is Dwolla?
What lender opportunities are available with Steward?
What transaction methods are available when participating in a loan?
What are the fees for lenders?
Why is personal information required in order to handle payment on Steward?
Why is my transaction still pending?
Your Steward Wallet
Steward Regenerative Capital
Understanding your Steward Regenerative Capital loan
What is Steward Regenerative Capital?
How to request an early withdrawal of your Regenerative Capital loan
FAQ Participated Loans - Lenders
Updated by Steward Team
Steward often uses the term Community Stewardship to refer to the idea that Steward Farmers must meet 20% of their loan value by reaching out to qualified participating lenders during the early stages of their Steward loan.
Why is the Steward process structured this way?
Steward loans are set up as a participated loan. This means that qualified individuals can buy a "piece" of the loan that Steward is making. These supporters are referred to as "participating lenders," and they are buying a "loan participation."
In order to receive your Steward loan, all "peices" of your loan must be bought by participating lenders. This means that a big part of the process is involving your friends, family, and community members to lend to your business and share your success!
To receive your Steward loan, you’ll need to first reach out to your community and meet 20% of your loan amount during your private raise period. During this time your network will have exclusive access to participate in your Steward loan.
We do this because we believe that if your community will lend to you, so will Steward’s network of lenders!
You can read THIS article to get tips and tricks for how to meet the 20% benchmark and make your Steward loan a success!