For Borrowers
Borrowing Criteria
Does Steward work with beginning farmers and ranchers?
How does Steward assess animal welfare in farming projects?
Why partner with Steward versus raising capital independently?
What does the Steward loan process involve?
How does Steward define sustainable and regenerative agriculture?
What kind of agriculture businesses does Steward work with?
Am I eligible for a Steward loan?
Can I use a Steward loan to purchase land?
Using The Steward Platform
Using Steward: Application Process
About Project Pages
What identity verification documents do I need?
Verify your business with Steward's payment facilitator
What should I include in my Farm Page?
Using Steward: Live Project
How does Lender Checkout work?
What happens when a project successfully meets its loan amount?
How do I find anchor lenders to participate in my loan?
What is the point of the private campaign period?
Using Steward: Growth & Repayments
How do I link a bank account on my Steward profile?
Borrower Resources
Receiving a commercial loan from Steward - FAQs
FAQ Participated Loans - Borrowers
For Lenders
Lender FAQ
How is tax handled for my loan participation?
Payment Profile Creation - Errors and Solutions
Why did my transaction fail?
How does Lender Checkout work?
How much can I lend to a project?
What is Dwolla?
What lender opportunities are available with Steward?
What is Steward's loan servicing spread?
What transaction methods are available when participating in a loan?
Can anyone from the general public purchase loan participations from Steward?
Is lending with Steward an investment or a donation?
What are the fees for lenders?
Why is personal information required in order to handle payment on Steward?
Why is my transaction still pending?
Adding A Second Funding Source
Your Steward Wallet
Steward Regenerative Capital
Understanding your Steward Regenerative Capital loan
Automatically roll over loans to Steward Regenerative Capital
What is Steward Regenerative Capital?
How to request an early withdrawal of your Regenerative Capital loan
FAQ Participated Loans - Lenders
About Steward
- All Categories
- For Lenders
- Lender FAQ
- Is lending with Steward an investment or a donation?
Is lending with Steward an investment or a donation?
Updated
by Steward Team
Niether. Investing may refer to purchasing stocks or bonds, which are "securities" and general investment vehicles in a particular company that is regulated by the Securities and Exchange Commission (SEC). Our loans are secured, interest-bearing loans directed to a specific lending community and are not securities.
A donation is a contribution or unrecoverable gift, whereas these are simply loans where money is paid back with interest over time. Steward Lending (individual lending campaigns) and Steward Credit (Steward Regenerative Capital) are not 501(c)(3) charitable organizations. If you're interested in making tax-deductible donations to support regenerative agriculture, please email Ryan Anderson, Executive Director of The Steward Foundation at ryan@gosteward.org
