Updated by Steward Team
Regenerative & Sustainable
Your regenerative agricultural business should use regenerative and/or environmentally sustainable production practices.
You should have an established business, as well as 3+ years of experience owning or managing a commercial farm or agricultural operation. Steward offers private commercial loans which can currently only be offered to businesses (e.g., Limited Liability Companies (LLC), partnerships, corporations (INC), or registered nonprofits.
Your agriculture business should be making at least $10,000 in annual revenue and filing appropriate tax returns which can be shared upon request.
You should have limited outstanding debt with other lenders and a positive track record of debt repayment, as reflected through your credit score.
You should have a reasonable expectation that your private network of potential lenders (business contacts and key customers) will be willing and able to become participants in your Steward loan. Learn more about Steward's participated loan structure.
Steward loans are currently available to agricultural businesses across the United States, except for those in California, Nevada, North Dakota, South Dakota, and Vermont. Steward's lending license is pending in these states and we hope to offer loans there soon!