For Borrowers
Borrowing Criteria
Does Steward work with beginning farmers and ranchers?
How does Steward assess animal welfare in farming projects?
Why partner with Steward versus raising capital independently?
What does the Steward loan process involve?
How does Steward define sustainable and regenerative agriculture?
What kind of agriculture businesses does Steward work with?
Am I eligible for a Steward loan?
Can I use a Steward loan to purchase land?
Using The Steward Platform
Using Steward: Application Process
About Project Pages
What identity verification documents do I need?
Verify your business with Steward's payment facilitator
What should I include in my Farm Page?
Using Steward: Live Project
How does Lender Checkout work?
What happens when a project successfully meets its loan amount?
How do I find anchor lenders to participate in my loan?
What is the point of the private campaign period?
Using Steward: Growth & Repayments
Borrower Resources
Receiving a commercial loan from Steward - FAQs
FAQ Participated Loans - Borrowers
For Lenders
Lender FAQ
How is tax handled for my loan participation?
Payment Profile Creation - Errors and Solutions
Why did my transaction fail?
How does Lender Checkout work?
How much can I lend to a project?
What is Dwolla?
What lender opportunities are available with Steward?
What transaction methods are available when participating in a loan?
Can anyone from the general public purchase loan participations from Steward?
Is lending with Steward an investment or a donation?
What are the fees for lenders?
Why is personal information required in order to handle payment on Steward?
Why is my transaction still pending?
Adding A Second Funding Source
Your Steward Wallet
Steward Regenerative Capital
Understanding your Steward Regenerative Capital loan
Automatically roll over loans to Steward Regenerative Capital
What is Steward Regenerative Capital?
How to request an early withdrawal of your Regenerative Capital loan
FAQ Participated Loans - Lenders
About Steward
- All Categories
- For Borrowers
- Borrowing Criteria
- Am I eligible for a Steward loan?
Am I eligible for a Steward loan?
Updated
by Steward Team
Regenerative & Sustainable
Your regenerative agricultural business should use regenerative and/or environmentally sustainable production practices.
Experienced
You should have an established business, as well as 3+ years of experience owning or managing a commercial farm or agricultural operation. Steward offers private commercial loans which can currently only be offered to businesses (e.g., Limited Liability Companies (LLC), partnerships, corporations (INC)).
Financially Sound
Your agriculture business should have three years history of annual revenue and filing appropriate tax returns which can be shared upon request.
Controlled Debt
You should have limited outstanding debt with other lenders and a positive track record of debt repayment, as reflected through your credit score.
Strong Network
You should have a reasonable expectation that your private network of potential lenders (business contacts and key customers) will be willing and able to become participants in your Steward loan. Learn more about Steward's participated loan structure.
Eligible Locations
Steward loans are currently available to agricultural businesses across the United States, except for those in California, Nevada, North Dakota, South Dakota, and Vermont. Steward's lending license is pending in these states and we hope to offer loans there soon!