Borrowing Criteria

​What does the Steward loan process involve?

The Steward Borrower Process. Apply Complete the online loan application, telling us more about your business and financial needs. Approval Work with the Steward team to confirm loan terms and plan f…

Steward Team
Updated 9 months ago by Steward Team

Does Steward work with beginning farmers and ranchers?

In order to be eligible for a Steward loan, your project must be self-sustaining and environmentally regenerative. Additionally, Steward prioritizes agricultural businesses with at least $10,000 in a…

Steward Team
Updated 9 months ago by Steward Team

How does Steward assess animal welfare in farming projects?

When assessing agricultural businesses that involve animal agriculture, we ensure that the best practices for animal welfare are being used in a given production system. As we support regenerative ag…

Steward Team
Updated 2 years ago by Steward Team

Why partner with Steward versus raising capital independently?

Farm businesses choose to partner with Steward because our loan process is specifically designed to streamline getting farmers access to the capital they need to grow. We facilitate and deliver capit…

Steward Team
Updated 9 months ago by Steward Team

How does Steward define sustainable and regenerative agriculture?

The short answer. All agricultural businesses that receive Steward loans must follow “sustainable farming practices.” But what does that actually mean? Steward supports agricultural businesses that a…

Steward Team
Updated 6 months ago by Steward Team

What kind of agriculture businesses does Steward work with?

Regenerative agriculture businesses that produce or raise food, commodities, or other agricultural products of high economic importance for direct sale. This includes but is not limited to: Diversifi…

Steward Team
Updated 9 months ago by Steward Team

Am I eligible for a Steward loan?

Regenerative & Sustainable. Your regenerative agricultural business should use regenerative and/or environmentally sustainable production practices. Experienced. You should have an established busine…

Steward Team
Updated 1 month ago by Steward Team

Can I use a Steward loan to purchase land?

If you don't yet own your land, then you can still apply for a loan from Steward! Several past projects we've funded have used their loan from Steward to secure permanent land tenancy after managing…

Steward Team
Updated 9 months ago by Steward Team

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